Last updated on: November 10, 2022
What If I Am Already On A Medicare Supplement Plan in Maryland?
Many people think that once you’re on a Medicare Supplement plan, you’re enrolled in it for life. While there are some slight challenges in changing supplement plans, it’s certainly possible. You’re never stuck with what you have. If you want to stay on the same plan and just change insurance companies, or you would like to switch to a different plan altogether, Enroll Medicare can help you every step of the way.
Why Would I Switch If All Plans in Maryland Are The Same?
Medigap Plans are all regulated, meaning Plan D is the same with company X as it is with company Y. So what’s the difference, and why would you switch companies? The main reason is monthly premiums. However, there are other reasons to change as well, especially if you live in Maryland.
When you search for a plan through Enroll Medicare Maryland, we look for the best deal available. We want to find you the most affordable plan that is best for you and your health. By enrolling through our local Maryland-based agents, you can take advantage of the following:
- Stay Connected Through A Private Facebook Group
Enroll Medicare has special bonuses for all clients who enroll in a Medicare Supplement plan through us. You’ll have access to a private Facebook group where you will discuss your plan with other members and ask any questions that you have. In addition to getting feedback from other customers, we will always have an expert in the Facebook group who can answer any questions you have. If you need help with something, it’s as easy as sending them a message and waiting for a reply. Of course, if you prefer to call us, that’s always an option too!
- Better Rate Histories
When you sign up for a Supplement plan through Enroll Medicare, you can be certain that you’re getting the best rates. The companies we work with have a history of offering better prices and the lowest premium increases available. Furthermore, we only offer plans that have an A rating in the AM Best rating system. In case you aren’t aware, the AM Best ratings are the premier system of measurement that calculates the financial stability and client claim experiences from each insurance company. This is a very important and meaningful rating. We want only the best for our clients.
Almost all Medigap plans increase their premiums as we age, and this is perfectly normal. However, we make sure we partner with companies who provide the most stable and lowest rate increases so that your health insurance is always affordable. Before we work with a company and offer to enroll you in their plan, we strategically study their history of rate increases and make sure it’s the right fit.
- Claims Support
When you go to the hospital, you expect that your Original Medicare or Supplement plan will cover all or most of the services you’ve received. Then, you get home, and a few weeks later, you receive a medical bill for significantly more money than you were expecting. We all know that feeling. It’s frustrating, annoying, and, to be honest, quite infuriating when this happens, especially when you weren’t expecting it. If you ever find yourself in this type of situation, we can help you! We will assist in contacting your insurance company and ensuring that everything gets sorted out the way it’s supposed to. When you sign up through Enroll Medicare, it means less wasted time and minimal red tape for you.
- Expert Support
If you ever have a question or you’re confused about any aspect of these plans, you can reach out to one of our support experts who can help you with all of your Medicare and Medicare Supplement Plan needs. Additionally, we can help if you are interested in Final Expense policies or obtaining benefits for dental, vision, and hearing care.
If you’re interested in a Medicare Advantage plan instead of Original Medicare and a Supplement, we can assist with that as well. All you have to do is call us and we’ll help you find the best policy available. We can also help you enroll in a well-priced Medicare Part D prescription drug plan with good coverage to keep your drug costs affordable. We know how essential prescription medications can be, especially as we age. We will always make sure you’re getting the best plan at the best price.
Switching Supplements & Trying Out A New One in Maryland
If you’re enrolled in a Medigap plan but aren’t sure it’s the right one for you, you might be permitted to try out a new one and take advantage of what’s called the "Maryland free look period".
If you sign up for a new Medicare Supplement plan but don’t cancel your old one, in Maryland you will have 30 days to try out the new one. In order to do this, you must guarantee that you will cancel the old policy within 30 days. However, it’s important to note that you will pay for two different premiums during this period, so it’s not exactly ‘free’ in monetary terms. It’s free in the sense that you can try out a new plan without any kind of penalty. When the 30 days are up, you can either cancel your old plan or stay with the new one if you’ve decided you like that one better.
Price Matters, But It’s Not The Only Consideration - Enroll Medicare Maryland Is Here To Help
We know that price is often the most significant consideration when enrolling in a Supplement plan or any other kind of Medicare plan. At Enroll Medicare, we try to find you the best price, but we also offer much more than that, as noted above. We care about you, and we want to make sure you have the superior plan and the finest care available for the best price, and we can help you find that.
If you’re currently on a Medicare Supplement plan and aren’t satisfied, contact Enroll Medicare today. We can assist you every step of the way. We can help you sign up for a new plan and cancel your old policy. We can walk you through different plans and find the best rates for you. We’re here to help! We want to make Medicare easier to understand so that you can take control of your health care once you have all of the information that you need.
Categories: Medicare Articles